The PAVE Gov PK scheme under the New Energy Vehicle Policy 2025–30 is a groundbreaking initiative that offers Pakistanis a chance to own subsidized electric vehicles at affordable rates. Through this program, citizens can easily check their monthly EMI breakdown and repayment options before applying.
This article will help you to Check pave.gov.pk Monthly Installments and Repayment Plan for PM Bike & Rickshaw Scheme 2025.
Whether you’re interested in an e-bike, rickshaw, or loader, the government has ensured that the 0% markup financing scheme makes ownership simple for students, daily wage earners, and small businesses. By visiting pave.gov.pk, applicants can explore installment details, subsidy benefits, and bank financing terms to make the right choice for their needs and budget.
An overview of the PM PAVE Electric Bike and Rickshaw Scheme 2025
The Government EV scheme Pakistan was designed to give relief to people struggling with rising petrol costs. By introducing subsidized electric vehicles, Pakistan aims to create a sustainable transport initiative and reduce dependency on imported fuel. Citizens will find two-wheeler financing Pakistan and three-wheeler subsidy Pakistan both included under this plan.
This scheme covers vehicle models under PM scheme such as e-bikes, e-rickshaws, and loaders. Each vehicle is distributed under a government-backed affordable transport program with equity participation requirement clearly mentioned. According to officials, the first phase EV distribution targets nearly 40,000 bikes distribution target to ensure maximum reach in 2025.
Monthly Installment Plans and Repayment Schedule Explained
Every applicant wants clarity on the installment amount per month. The government has introduced flexible options with loan duration / repayment period ranging between 12 months and 36 months. Through the monthly EMI calculator, you can easily check how much you will pay. The installment calculator transparency ensures there are no hidden charges guarantee.
For example, if the electric bike price in Pakistan is Rs. 170,000, and the subsidy amount calculation covers Rs. 50,000, then the buyer will only pay Rs. 120,000. This remaining amount is divided under the E-bike installment plan Pakistan or E-rickshaw financing 2025 schedule. Below is a sample table for reference:
| Vehicle Type | Price (PKR) | Subsidy (PKR) | Loan Tenure | Installment per Month |
| E-Bike | 170,000 | 50,000 | 24 Months | 5,800 |
| E-Rickshaw | 380,000 | 100,000 | 36 Months | 7,800 |
| E-Loader | 550,000 | 150,000 | 36 Months | 11,100 |
List of Eligible E-Bikes, Rickshaws & Loaders with Prices
The scheme covers specific vehicle models under PM scheme only. These models are selected after quality testing, eco-friendly vehicle options approval, and market reliability. Each brand offers warranty and service support.
Here’s a simplified table showing affordable EV options available under this program:
| Model | Type | Price (PKR) | Subsidy (PKR) | Final Cost (PKR) |
| Jolta JE-70D | E-Bike | 170,000 | 50,000 | 120,000 |
| Sazgar E-Rickshaw | E-Rickshaw | 380,000 | 100,000 | 280,000 |
| Crown Loader EV | E-Loader | 550,000 | 150,000 | 400,000 |
Easy Financing Options Through Partner Banks in Pakistan
Several partner banks for EV financing are offering government-supported loans. These banks include National Bank of Pakistan EV loan, Bank of Punjab, Meezan Bank, Standard Chartered, HBL, UBL EV loans, and Zarai Taraqiati Bank subsidy scheme.
The banks ensure interest-free loan Pakistan under the 0% markup financing scheme. However, they may charge bank processing charges, insurance rate for EV financing, and stamping and registration fee. The loan cap and subsidy limit is set according to your income profile and type of vehicle.
Government Subsidy, Markup Rates, and EMI Calculator Details
The electric vehicle subsidy Pakistan is the heart of this program. With subsidy example calculation (Rs. 170,000 e-bike), you can see how much money the government saves for you. This direct support reduces the burden of buyers, especially daily wage earner affordable transport seekers.
The monthly EMI breakdown becomes easier with the online registration for PAVE scheme portal. By entering loan tenure and repayment details, you can quickly check your installment amount per month. This system ensures fairness and helps compare subsidy options without confusion.
Eligibility Criteria & Required Documents for PAVE Scheme 2025
Applicants must fulfill the eligibility for PAVE scheme. To qualify, you simply need to be a Pakistani citizen and have a valid CNIC along with your domicile. Having a driving license for e-bike loan is mandatory. For verification, an income certificate for loan approval is also required.
The table below lists required documents clearly:
| Requirement | Details |
| CNIC | Valid Pakistani ID |
| Driving License | For e-bike and e-rickshaw |
| Domicile | Proof of residence in Pakistan |
| Income Proof | Salary slip or income certificate |
| Bank Account | For repayment and loan processing |
If you want to know which papers you need for submission, check out our detailed guide on [Documents Required for PAVE Scheme 2025].
Special Quotas for Students, Women, and Small Businesses
The government has introduced special quotas for women and students to make financial support for low-income families accessible. Students can get financial support for students and riders, while women entrepreneurs can avail entrepreneur financing option for small business electric rickshaw financing.
Similarly, subsidy quota for delivery riders and financial support for students and riders ensure that those who need affordable electric transport the most are given priority. The computerized e-balloting selection method is used to maintain transparency in quota allocation.
Step-by-Step Guide to Apply Online at pave.gov.pk
The application process is straightforward. To apply online at pave.gov.pk, you must register with your valid CNIC and domicile requirement, create a profile, and select your preferred subsidized electric vehicles. Upload required documents and complete the step-by-step online application process.
Once submitted, the system uses a computerized e-balloting selection method to finalize applicants. After approval, your bank will contact you for downpayment for e-bike loan, signing the agreement, and completing insurance rate for EV financing requirements.
Tips to Select the Best EV Model According to Your Budget
Choosing the right vehicle under the government-backed affordable transport program depends on your needs. For example, students may prefer affordable EV options like e-bikes, while delivery riders can benefit from E-rickshaw financing 2025. Businesses may find the E-loader subsidy scheme more suitable.
Always consider loan tenure and repayment, installment amount per month, and after-sales service before deciding. Using the EV options comparison chart on the portal helps you plan EV installments wisely.
Final Thoughts: Why PAVE PM E-Bike & Rickshaw Scheme Matters for Pakistan
The Pakistan electric vehicle policy 2025 is not just about transport. It’s a clean energy mobility Pakistan project that supports jobs, reduces pollution, and gives government support for EV buyers. By offering a government-backed installment scheme, the country ensures everyone has affordable electric transport options.
In the end, checking your PAVE Gov PK monthly installments and repayment plan is as simple as visiting pave.gov.pk. Don’t miss the deadline for PAVE scheme 2025 because this eco-friendly vehicle option can change how Pakistan moves towards a sustainable transport initiative.